Evaluation of the Driver

Monitors and provides information on the driving of the insured vehicle, enabling a more precise risk analysis and auto insurance pricing.

What it is ?

A mobile app, developed for Android and IOS platforms, which captures, analyzes and stores information on speed, acceleration, braking and turns, and, also, evaluates the driving of the insured vehicle. Besides that, it memorizes the trajectories of the vehicle and assigns scores for the driver, so that the insurance company can have more precision in the risk analysis and, therefore, provide a more precise pricing for the insurance policy.

How it
works

Convenience: features that will bring practicality to the policyholder’s day-to-day.

Security: encourages the drivers to have a better behavior in traffic, decreasing the risk of accidents.

Usability: app with easy installation and practical and intuitive usage.

Logbook Function: The policyholder can register vehicle occurrences, such as inspections and oil exchanges, to make sure that the vehicle is taken care of and that everything works fine, decreasing his expenses.
  • The policyholder downloads the app from Apple Store or Google Play.
  • The app stores information such as the vehicle speed, acceleration, braking or turns.
  • This data is analyzed and scores are assigned for the driving of the vehicle.
  • After that, this information will be regarded in the risk analysis and in the pricing of the automobile insurance.

BENEFITS

INSURED

  • Convenience: features that will bring practicality to the policyholder’s day-to-day.
  • Security: encourages the drivers to have a better behavior in traffic, decreasing the risk of accidents.
  • Usability: app with easy installation and practical and intuitive usage.
  • Logbook Function: The policyholder can register vehicle occurrences, such as inspections and oil exchanges, to make sure that the vehicle is taken care of and that everything works fine, decreasing his expenses.

INSURANCE

  • Access to information about the policyholder’s driving behavior.
  • Possibility of creating more specific products, based on the characteristics of the policyholders’ gathered by the tool.
  • Less dependency of development by the IT sector of the insurance company.
  • Better evaluation of the driver risks, resulting in a more precise form of policy pricing.

Main Functions

  • Vehicle Locator (Where did I park?): the app identifies the place where the car was parked and saves this position, without requiring any action to be taken by the policyholder;
  • Location Sharing: easily finds family, friends and vehicles, and automatically sends information about the executed routes;
  • Locator of workshops certified by the insurance company;
  • Maintenance schedule: oil change, tires calibration, alignment and balancing of the wheels, extinguisher, brake fluid, air conditioning, ignition and electronic fuel injection, radiator water checking and headlight inspection;
  • Vehicle route data: date/hour of the journey's beginning, list of coordinates (latitude and longitude), date/hour of the journey's end, coordinates (latitude and longitude) of the last stop of the journey, total mileage, among others.

PRODUCT

Evaluation of the Driver